Controlled onboarding
Capture ownership, directors, settlement beneficiaries, volumes and KYB documents before activation.
MERCHANT PAYMENT ORCHESTRATIONCollect globally.
Collect globally.
Settle with control.
One secure integration for Visa and Mastercard, M‑Pesa, bank transfers and USDT—with merchant KYB, scoped credentials, live ledgering and governed settlements.
● SANDBOX SNAPSHOTLIVE LEDGER
ILLUSTRATIVE VOLUME · TODAYKES 4,286,900Representative platform data
SUCCESS RATE98.7%
AVAILABLEKES 3.72M
IN RESERVEKES 184K
NEXT PAYOUTT+1
THE OPERATING LAYER
Built for accountable money movement.
From the first company application to final settlement, every sensitive action is scoped, recorded and available for review.
Isolated credentials
Every merchant receives scoped FABS keys. The master MID and provider secrets remain private.
Payment observability
Track authorization, callback, fee, reserve, refund, dispute and settlement events.
Governed payouts
Available balances, verified beneficiaries and dual approval protect disbursements.
ABOUT FABS E‑MARKETSLearn about the platform
Infrastructure merchants can grow on—and operators can govern.
We separate merchant access from provider credentials, maintain an attributable ledger for every movement and place compliance gates before activation and payout.
01One merchant identity across every enabled rail
02One financial ledger for collections, fees and settlement
03One audit trail for compliance and operations
MULTI-RAIL COVERAGE
Four rails. One merchant ledger.
Each request is attributed to an authenticated sub‑merchant before it reaches a restricted provider connector.
Visa & Mastercard
Tokenized authorization, capture, refund and dispute events through approved acquiring connectors.
ACQUIRER SETTLEMENTM‑Pesa
STK Push and C2B collections with payouts to verified merchant beneficiaries.
KES COLLECTION & PAYOUTBank transfer & ACH
Inbound transfers and governed payouts with references and reconciliation.
LOCAL & INTERNATIONALUSDT TRC20
Merchant-attributed deposits and controlled withdrawals to allowlisted wallets.
TRON NETWORKCOMMON QUESTIONS
Clear answers before integration.
Understand credential separation, ledger balances and payout controls before requesting production access.
View all FAQsDo merchants receive the bank MID?+
No. Merchants receive FABS-issued credentials. Master provider secrets stay in the protected connector.
How are balances calculated?+
Provider-confirmed events, fees, reserves and payout holds are posted to an attributable merchant ledger.
Can a merchant withdraw immediately?+
Only available funds can be requested, and payouts use verified beneficiaries plus operational approval.
READY TO INTEGRATE?
Submit merchant application